Residential DSCR and Commercial DSCR for the property and the plan.

Purchase

Buy an investment property based on the property’s income potential, not a traditional income story.

• Use rent from the property to support qualification
• Finance residential and commercial investment properties
• Keep your personal tax returns out of the center of the conversation

Rate / Term Refinance

Replace an existing loan with new terms while keeping the property and equity in place.

• Restructure the loan without taking cash out
• Use a property-focused qualification approach
• Review terms that fit your next hold period

Cash-Out Refinance

Access available equity for another purchase, renovation, or investment move.

• Put existing equity to work
• Use proceeds for business or investment purposes
• Plan the next move with one lending team

Bridge / Fix-and-Flip

Move on a time-sensitive opportunity while you improve, sell, or stabilize the property.

• Move quickly when a deal has a short window
• Support renovation and transition periods
• Talk through the exit plan before you close