Office buildings
Finance income-producing office space with a closer look at the building and its tenants.
Commercial DSCR loans
Commercial DSCR loans for real estate investors.
Let the property’s income, leases, and opportunity guide the financing conversation.
Powered by Iron Oak Lending | Dallas, Texas
Get Pre-QualifiedSee all loan programs
Pre-qualification is a preliminary inquiry only — it is not an approval, pre-approval, rate quote or commitment to lend.
Built for the bigger picture
Your property’s performance is where we start.
What we finance
Commercial properties with a business behind them.
Retail and strip malls
Keep neighborhood storefronts, service businesses, and shopping centers moving.
Mixed-use properties
Look at properties that bring residential, office, or retail income together.
Larger multifamily, 10+ units
Support the next step for a larger apartment property with an asset-first review.
Light industrial and flex
Talk through warehouse, workshop, and flexible commercial spaces with real operating income.
Larger multifamily
Financing built for apartment properties with 10+ units.
How commercial DSCR underwriting differs
More of the property’s operating story comes into view.
Commercial deals have more moving parts than a single rental. We keep the review understandable and focus on the information that shows how the property works.
NOI tells the income story
We look at the property’s net operating income — what is left after normal operating expenses — to understand its ability to support the loan.
Leases in place add context
Current leases, tenant quality, and the rent actually being collected help show how the property performs today.
Lease terms shape the plan
How long leases run and when they renew can affect the right structure, especially for a property with several tenants.
Why investors choose us
Commercial lending with the deal in view.
Property performance drives the decision
We keep the conversation centered on the asset, its income, and the opportunity in front of you.
Flexible entity and LLC structures
Bring the ownership structure that fits your investment plan and we will talk through the details.
Value-add experience
We understand deals that need time to improve, lease up, or reposition before they reach their full potential.
One team from quote to close
Get a consistent point of contact as the deal moves from early numbers to funding.
Loan sizes and structures
Terms shaped around the deal.
Commercial DSCR terms are tailored to the property, the income, and your plan. Depending on the deal, that can include fixed or adjustable options, interest-only availability, or bridge options for value-add work.
See the process from quote to closeHave a commercial property in mind?
Start with the numbers you know.
Get Pre-Qualified
Pre-qualification is a preliminary inquiry only — it is not an approval, pre-approval, rate quote or commitment to lend.